I am encouraged that Senator Patrick Colbeck has found a less expensive way to work with Obamacare. He has authored two bills in this pursuit. SB 459 provides the regulatory infrastructure that would enable a low cost, high quality care, free market environment within the confines of the Affordable Care Act (ACA). The second bill, which will be introduced shortly, would convert current Medicaid enrollees to low cost, high quality Qualified Health Plans featuring Direct Primary Care Services and High Deductible Health Plans wrapped within a Health Savings Account. The net impact of both of these bills will be to lower healthcare costs for everyone in our state while promoting better quality of care. This will be a free market based system that will accomplish the stated objectives of Obamacare. This simple yet cost effective plan could be accomplished with the implementation of two waivers.
The first is to Obamacare’s “minimum essential benefit” mandate, the primary driver behind the obscene jumps in health care premiums our citizens will see in October as open enrollment begins on the government-run health exchange. Many people would simply like catastrophic insurance rather than all of the bells and whistles found in the minimum essential benefit laundry list.
The second of these waivers would be to allow government assistance eligibility information to be provided via one or more private exchanges rather than a single government-created exchange.
I support this reasonable and workable approach.
Bob Cushman - Northville